Meet the Financial Minds Behind ethramoriva
Our diverse team brings together decades of experience in financial education, strategic planning, and community-focused learning initiatives across Australia
Our Collective Expertise
We've built our reputation on practical knowledge that translates into real-world financial understanding. Each team member contributes unique perspectives shaped by years of hands-on experience in different areas of finance.
Strategic Financial Planning
Our approach focuses on long-term thinking and practical decision-making frameworks. We help individuals understand how different financial choices create ripple effects across their entire financial landscape, from everyday budgeting to major life investments.
Educational Program Development
Creating learning experiences that actually stick requires understanding how people absorb complex information. Our programs are built around real scenarios and practical exercises that mirror the financial decisions people face every day.
Community Financial Wellness
Financial literacy isn't just about individual success – it's about building stronger communities. We design initiatives that address the specific financial challenges facing Australian families and small businesses in 2025.
The People Who Make It Happen
Behind every educational program and strategic initiative are individuals who bring their own unique experiences and perspectives. Here's a closer look at some of the key people shaping ethramoriva's approach to financial education.
Celeste Richardson
Strategic Finance Director
Celeste started her career at a regional bank in Brisbane before moving into corporate finance consulting. What struck her most was how many smart, capable people struggled with financial concepts simply because they'd never been taught in a way that made sense. She joined ethramoriva in early 2024 specifically to help bridge that gap between complex financial theory and practical application.
Imogen Walsh
Financial Education Specialist
Before joining ethramoriva, Imogen spent six years developing curriculum for adult education programs across Queensland. She has a particular talent for taking dense financial concepts and breaking them down into digestible pieces. Her background in adult learning psychology helps shape how we structure our programs to maximize retention and practical application.
Building Financial Confidence Through Education
Our team's diverse backgrounds create a unique perspective on financial education. We don't just teach concepts – we help people understand how financial decisions fit into their broader life goals and circumstances.
What sets us apart is our commitment to practical, applicable learning. Every program we develop gets tested in real-world scenarios before it reaches our community. We believe financial education should be accessible, relevant, and immediately useful in people's daily lives.
